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Injury insights

Written to answer the question, not to rank for it. Each guide gives the direct answer first, then explains the parts that actually matter.

FEATURED GUIDE · RIDESHARE Uber and Lyft insurance, explained by app status Whether $1,000,000 or $50,000 of coverage applies to your crash comes down to one timestamp. Here is how the three coverage periods work, what each one pays, and what we do in the first 72 hours to prove which one applies to you. Read the guide →
ARTICLE IMAGE PLACEHOLDER
CLAIM VALUE What is my injury claim actually worth? The five inputs that decide value, why no honest lawyer quotes a number on the first call, and why settlement calculators are marketing. 9 min read ADJUSTERS What to say when the insurance company calls You are not required to give a recorded statement to the other driver’s insurer. Here is what to say instead, word for word. 6 min read EVIDENCE The 14-day evidence clock nobody tells you about Dashcam, doorbell and business security footage is routinely overwritten within two weeks. What to preserve today. 7 min read FAULT Comparative fault in all five states we practice in Three of our states let you recover even if you were mostly at fault. Two cut you off at half. Which rule applies to your case. 8 min read MEDICAL Treatment gaps and how insurers use them Missing three weeks of physical therapy can cost more than the therapy would have. Why, and how to avoid it. 5 min read RIDESHARE Injured as an Uber passenger: your first five steps Screenshot the trip before it disappears from your history. Then do these four things. 6 min read COVERAGE UM/UIM: the coverage that saves cases Roughly one in six California drivers is uninsured. This is the endorsement that decides what happens when one hits you. 7 min read PROCESS How long a personal injury case really takes Three to nine months after treatment ends for most claims; twelve to twenty-four in litigation. What actually causes delay. 6 min read HIRING Nine questions to ask before you hire any injury firm Ask who will actually handle the file, how often you will hear from them, and what happens if the case has to be tried. 8 min read

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5 mistakes that could cost you your injury settlement

What adjusters count on you not knowing, written by the lawyers who argue against them.

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